Final expense life insurance covers funeral costs, medical bills, and debt—so your loved ones aren't left struggling to pay for your goodbye.
Final expense insurance is a type of whole life insurance specifically designed to cover end-of-life costs and final expenses when you pass away.
When someone passes away, their family faces immediate financial burdens at the worst possible time. The average funeral costs between $7,000-$12,000, but that's just the beginning.
Final expense insurance is designed to be simple, affordable, and accessible for seniors and older adults.
Answer a few simple health questions. No medical exams, blood tests, or urine samples required in most cases.
Most applicants get approved instantly or within 24-48 hours. Coverage typically starts immediately upon approval.
Make affordable monthly payments. Your premiums and death benefit are guaranteed to never change.
Your coverage is guaranteed as long as you pay your premiums
Your monthly payments never increase, guaranteed for life
Most policies provide full coverage from day one
Choose anyone as your beneficiary - family, friends, or charity
Final expense insurance is ideal for anyone who wants to protect their family from financial burden during an already difficult time.
"I don't want my children to struggle with funeral costs. This policy gives me peace of mind knowing they'll be taken care of."
"I was declined for regular life insurance due to health issues. Final expense insurance accepted me with no medical exam."
"I have some debt and want to make sure my family isn't responsible for it when I'm gone. This coverage handles everything."
Final expense insurance offers flexible coverage amounts to fit your needs and budget.
*Coverage amounts vary by age, health, and insurance company
*Rates shown are examples for non-smoking females. Actual rates may vary.